CKM at a glance
The rules are simple.
These are the current CKM business rules. There are no hidden figures or simulated market statistics here.
Activation
₦5,000
One-time activation payment
Cash Out Key
₦5,000
Standard key purchase price
Buyer maturity
5 days
Maturity period after a confirmed purchase
Matured value
₦6,500
Buyer Wallet value after maturity
Referral reward
₦2,500 + ₦2,500
For your first 2 direct referrals, then ₦500 for each additional referral
Payment deadline
5 hours
Time allowed for a buyer to complete payment
Market hours
9 AM – 12 noon
Nigeria time
Buyer limit
3 keys
Maximum purchases per market session
Seller limit
20 keys
Maximum new keys per market session
How it works
From registration to the P2P market.
CKM follows a clear process so every member understands what happens at each stage.
Register
Join through a valid referral link, then verify your email and phone number.
Activate
Pay the ₦5,000 activation fee securely through Paystack to activate your account.
Buy a Cash Out Key
During market hours, claim an available key from the top of the FIFO queue and pay the seller directly.
Confirm & Mature
Upload your payment proof. Once the seller confirms receipt, your ₦6,500 Buyer Wallet credit begins its 5-day maturity period.
Generate or Sell
After maturity, the balance becomes available for Cash Out Key generation and participation in the P2P market.
FAQ
Frequently asked questions.
Everything you need to understand before joining CKM.